How do I know which debt reduction option is best for me?
Speak to an accredited, non-profit credit counsellor—it’s free, confidential, and [...]
How do I apply for a debt consolidation loan?
While every consolidation loan is different (see: Types of Consolidation [...]
What is the best debt consolidation company?
For consolidation loans, banks and credit unions are the ‘best’ [...]
Where can I get a debt consolidation loan?
Banks, credit unions, private lenders, and consolidation companies.
Will ALL debt management programs affect my credit score?
There will be some impact to credit in a debt [...]
What about a for-profit debt management program?
For-profit debt management companies will each have their own in-house [...]
Will I qualify for a non-profit debt management program?
If what you are looking for is a non-profit debt [...]
When is debt consolidation NOT the right choice?
You wouldn’t put up a picture with a wrecking ball [...]
When is debt consolidation assistance the right choice?
Debt consolidation is the right choice if: You could pay [...]
What are the ‘cons’ of debt consolidation?
Depending on the amount of debt you owe you may [...]